In the midst of separation or divorce, some male and female ex-partners go to extreme lengths to hide money in order to reduce their future liabilities to the other parent/ex-partner or children of the relationship. ..

The Selths believe their testamentary trust strategy will make it more transparent and equitable for all beneficiaries. “We had a will but it didn’t embrace everything we wanted. We knew where we wanted the money to go but we wanted to be sure the beneficiaries were our kids but that they were protected in the case of divorce.”..

Financial advice doesn’t have to cost you a fortune. In fact, much of it is free if you know where to look…